FINAL TERMS. dated 20 April in connection with the Base Prospectus dated 23 June 2014 (as supplemented from time to time)

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1 FINAL TERMS dated 20 April 2015 in connection with the Base Prospectus dated 23 June 2014 (as supplemented from time to time) of UBS AG, London Branch (the London branch of UBS AG) for the issue of 2,000 (indicative) UBS Express Certificates ISIN CH Valor linked to shares These final terms (the Final Terms ) have been prepared for the purpose of Article 5 (4) of the Prospectus Directive and provide additional information to the base prospectus dated 23 June 2014, as supplemented from time to time (the Base Prospectus, together with the Final Terms, the Prospectus ) that was prepared in accordance with the Financial Instruments Trading Act (SFS 1991:980). Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the Conditions") set forth in the Base Prospectus. These Final Terms must be read in conjunction with the Base Prospectus, including all information incorporated by reference therein and any supplement(s) thereto. Full information on the Issuer and the offer of the Securities is only available on the basis of the combination of these Final Terms and the Base Prospectus, as supplemented from time to time. However, a summary of the individual issue of the Securities is annexed to these Final Terms. The Base Prospectus, any supplement to the Base Prospectus and these Final Terms are available for viewing at or a successor address. Copies may be obtained during normal business hours at the registered offices of the Issuer.

2 2 TABLE OF CONTENTS PAGE: OVERVIEW ON THE SECURITY STRUCTURE 3 PART A PRODUCT TERMS 4 PART B OFFERING AND SALE 13 I. Offering for Sale and Issue Price 13 II. Subscription, Purchase and Delivery of the Securities 14 PART C OTHER INFORMATION 15 I. Listing and Trading 15 II. Commissions paid by the Issuer 15 III. Rating 15 IV. Consent to Use of Prospectus 15 V. Indication of Yield 16 VI. Other information about the Securities 16 PART D COUNTRY SPECIFIC INFORMATION 17 PART E INFORMATION ABOUT THE UNDERLYING 18 ANNEX TO THE FINAL TERMS: ISSUE SPECIFIC SUMMARY 19

3 3 OVERVIEW ON THE SECURITY STRUCTURE UBS Autocallable / Express Securities UBS Autocallable/Express Securities are suitable for Securityholders expecting the price of the Underlying(s) to reach certain level(s), as specified in the applicable Product Terms so that the product can early redeem. In case the price of the Underlying(s) reaches certain level(s) on specific Observation Dates, as specified in the applicable Product Terms, the Securities will be early redeemed prior to the Maturity Date. If the UBS Autocallable/Express Securities did not expire early on any of the previous Observation Dates, the UBS Autocallable/Express Securities will be redeemed at the Maturity Date, as specified in the applicable Product Terms. The Redemption Amount in the Redemption Currency depends on the individual product structure, as specified in the applicable Product Terms. The Redemption Amount may be determined by reference to the performance of one or more Underlying(s), as specified in the relevant Product Terms. Payment of Coupon or other proceeds linked to the Underlying(s) In addition, and as specified in the relevant Product Terms, the Securityholder may during the term of the UBS Autocallable/Express Securities be entitled to receive payment of a Coupon or other proceeds, if applicable, as specified in the applicable Product Terms. Such payment may, as specified in the applicable Product Terms, be unconditional or conditional upon a specific performance of the Underlying(s) described in the applicable Product Terms.

4 4 PART A PRODUCT TERMS The following Product Terms of the Securities shall, for the relevant Securities, complete and put in concrete terms the General Conditions for the purposes of such Securities. A version of these Product Terms as completed and put in concrete terms for the specific issue will be contained in the applicable Final Terms and must be read in conjunction with the General Conditions. The Product Terms are composed of Part 1: Part 2: Key Terms and Definitions of the Securities Special Conditions of the Securities Product Terms and General Conditions together constitute the Conditions of the relevant Securities.

5 Part 1: Product Terms: Key Terms and Definitions of the Securities 5 The Securities use the following definitions and have, subject to an adjustment according to the Conditions of the Securities, the following key terms, both as described below in alphabetical order. The following does not represent a comprehensive description of the Securities, and is subject to and should be read in conjunction with the Conditions of the Securities. The following use of the symbol * in the Key Terms and Definitions of the Securities indicates that the relevant determination will be made by the Calculation Agent or the Issuer, as the case may be, and will be published without undue delay thereafter in accordance with the applicable legal requirements of the relevant jurisdiction. A. Additional Event: Termination Additional Termination Event means in relation to a share used as the Underlying any of the following events: (i) The Issuer obtains knowledge about the intention to discontinue permanently the quotation of the shares of the Company on the Relevant Exchange due to a merger or a new company formation, due to a transformation of the Company into a legal form without shares, or due to any other comparable reason, in particular as a result of a delisting of the Company. (ii) An insolvency proceeding or any other similar proceeding under the jurisdiction applicable to and governing the Company is initiated with respect to the assets of the Company. (iii) Take-over of the shares of the Company, which in the Issuer's opinion, results in a significant impact on the liquidity of such shares in the market. (iv) Offer to the shareholders of the Company pursuant to the German Stock Corporation Act (Aktiengesetz), the German Law regulating the Transformation of Companies (Umwandlungsgesetz) or any other similar proceeding under the jurisdiction applicable to and governing the Company to convert existing shares of the Company to cash settlement, to Securities other than shares or rights, which are not quoted on a stock exchange and/or in a trading system. B. Banking Day: The Banking Day means each day on which the banks in Stockholm, Sweden, are open for business and the Clearing System settles securities dealings. Barrier: The Barrier (i) of the Underlying (i) equals 60 % of the Reference Level of the Underlying (i) (one (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK ). The term Barrier shall also refer to all Barriers (i=1) to (i=4). C. CA Rules: CA Rules means (i) the Swedish Financial Instruments Accounts Act (lag (1998:1479) om kontoföring av finansiella instrument) as well as (ii) any regulation and operating procedure applicable to and/or issued by the Clearing System. Clearing System: Clearing System means Euroclear Sweden AB, Klarabergsviadukten 63, S Stockholm, Sweden, in its capacity as central securities depositary under the Swedish Financial Instruments Accounts Act (Sw. lag (1998:1479) om kontoföring av finansiella instrument) or any successor in this capacity.

6 E. Expiration Date: The Expiration Date means 5 June F. Fixing Date: The Fixing Date means 5 June If this day is not an Underlying Calculation Date in relation to an Underlying (i) the immediately succeeding Underlying Calculation Date is deemed to be the Fixing Date in relation to all Underlyings. In the case of abbreviation or extension of the Subscription Period the Fixing Date may be changed accordingly. Fixing Time: The Fixing Time equals the time of the official determination of the closing price of the respective Underlying (i). G. Governing Law: German law governed Securities. Any reference to reasonable discretion in the Conditions shall be construed as references to reasonable discretion in accordance with 315 BGB or 315, 317 BGB, as the case may be. I. Initial Payment Date: The Initial Payment Date means 22 June In the case of abbreviation or extension of the Subscription Period the Initial Payment Date may be changed accordingly. Issue Date: The Issue Date means 22 June In the case of abbreviation or extension of the Subscription Period the Issue Date may be changed accordingly. Issuer: The Issuer means UBS AG, Bahnhofstrasse 45, 8001 Zurich, Switzerland, and Aeschenvorstadt 1, 4051 Basel, Switzerland, acting through its London Branch, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom. Issuing Agent: The Issuing Agent means SEB Merchant Banking, Asset Servicing, S Stockholm, Sweden, or any successor in this capacity. As long as any Security is outstanding, there will at all times be an Issuing Agent duly authorised as such under the CA Rules with regard to the Securities. L. Loss Threshold: The Loss Threshold (i) of the Underlying (i) equals 60 % of the Reference Level of the Underlying (i) (one (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK ). The term Loss Threshold shall also refer to all Loss Thresholds (i=1) to (i=4). The Loss Threshold will be fixed at the Fixing Time on the Fixing Date. *

7 7 M. Manager: The Manager means UBS Limited, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom. Maturity Date: The Maturity Date means the twelfth Banking Day (i) after the relevant Valuation Date, (ii) in case of an early expiration after the Early Expiration Date and (iii) in the case of a termination by the Issuer in accordance with 8 of the Conditions of the Securities, after the Termination Date. Minimum Trading Size: The Minimum Trading Size equals 1 Security. N. Nominal Amount: The Nominal Amount per Security equals SEK 10, O. Observation Date: The Observation Date (k=1) means 6 June 2016, the Observation Date (k=2) means 5 June 2017, the Observation Date (k=3) means 5 June 2018, the Observation Date (k=4) means 5 June 2019, and the Observation Date (k=5) means the Expiration Date. The term Observation Date shall also refer to all Observation Dates (k=1) to (k=5). If one of these days is not an Underlying Calculation Date in relation to an Underlying (i), the immediately succeeding Underlying Calculation Date is deemed to be the relevant Observation Date in relation to all Underlyings. P. Participation Factor: The Participation Factor equals the quotient of 1 divided by Paying Agent: The Paying Agent means UBS AG, Bahnhofstrasse 45, 8001 Zurich, Switzerland, and Aeschenvorstadt 1, 4051 Basle, Switzerland, acting through its London Branch, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom, and Skandinaviska Enskilda Banken, Stockholm (SEB), Kungsträdgårdsgatan 8, S Stockholm, Sweden. The term Paying Agent shall also refer to all Paying Agents including the Principal Paying Agent. Payout Factor: The Payout Factor equals 0.10 (indicative), subject to a minimum of The Payout Factor will be fixed on the Fixing Date. * Price of the Underlying: The Price of the Underlying (i) means the official closing price of the Underlying (i) as determined on the Relevant Exchange. Principal Paying Agent: The Principal Paying Agent means UBS AG, Bahnhofstrasse 45, 8001 Zurich, Switzerland, and Aeschenvorstadt 1, 4051 Basle, Switzerland, acting through its London Branch, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom.

8 8 R. Redemption Currency: The Redemption Currency means Swedish Krona ( SEK ). Reference Level: The Reference Level (i) of the Underlying (i) equals the Price of the Underlying (i) at the Fixing Time on the Fixing Date (one (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK ). The term Reference Level shall also refer to all Reference Levels (i=1) to (i=4). The Reference Level will be fixed at the Fixing Time on the Fixing Date. * Relevant Exchange: The Relevant Exchange means in relation to the Underlying (i=1) New York Stock Exchange, in relation to the Underlying (i=2) NASDAQ - GS, in relation to the Underlying (i=3) NASDAQ - GS, and in relation to the Underlying (i=4) New York Stock Exchange. Relevant Futures and Options Exchange: The Relevant Futures and Options Exchange means the futures and options exchange(s), on which futures and option contracts on the Underlying are primarily traded, as determined by the Calculation Agent. Relevant Underlying: The Relevant Underlying means the Underlying (i) with the lowest performance with respect to the Settlement Price in relation to the Reference Level. S. Securities: Securities means the UBS Express Certificates issued by the Issuer in the Issue Size with the following product features: Participation Factor: Leverage Factor: Multiplier: Multiplication Factor: Reverse Structure: Express Structure: Thresholds / Limits: Maximum Amount: Relevant Underlying: Physical Delivery: Stop Loss / Knock Out: Currency Conversion: Capital Protection: No pre-defined term: Minimum Exercise Size: Securityholder s Termination Right: Quanto: Consideration of Components: Individual Determination: Collective Determination: Issuer s Call Right Investor s Put Right Applicable Not Applicable Not Applicable Not Applicable Not Applicable Applicable Applicable Not Applicable Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Applicable Not Applicable Applicable Not Applicable Not Applicable Not Applicable The Securities are being issued in uncertificated and dematerialised form to be registered in book-entry form at the Clearing System (also the

9 9 "Swedish Securities") and will not be represented by definitive securities. Settlement Cycle: The Settlement Cycle means the number of business days following a trade in the Underlying on the Relevant Exchange in which settlement will customarily occur according to the rules of the Relevant Exchange. Settlement Price: The Settlement Price of the Underlying (i) equals the Price of the Underlying (i) on the Valuation Date at the Valuation Time (one (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK ). Strike: The Strike (i) of the Underlying (i) equals 90 % of the Reference Level of the Underlying (i) (one (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK ). The term Strike shall also refer to all Strikes (i=1) to (i=4). The Strike will be fixed at the Fixing Time on the Fixing Date. * T. Term of the Securities: The Term of the Securities means the period, commencing on the Issue Date and ending on the Expiration Date at the Valuation Time. Termination Amount: The Termination Amount equals an amount in the Redemption Currency, which is determined by the Calculation Agent at its reasonable discretion and considering the then prevailing Price of the Underlying as the fair market price of a Security at the occurrence of the termination of the Securities. U. Underlyings: The Underlying (i=1) equals the share of Juniper Networks, Inc. (ISIN US48203R1041, Bloomberg: JNPR UN), the Underlying (i=2) equals the share of FireEye, Inc. (ISIN US31816Q1013, Bloomberg: FEYE UW), the Underlying (i=3) equals the share of Symantec Corporation (ISIN US , Bloomberg: SYMC UW), and the Underlying (i=4) equals the share of Palo Alto Networks, Inc. (ISIN US , Bloomberg: PANW UN). The term Underlying shall also refer to all Underlyings (i=1) to (i=4). To avoid currency fluctuations in relation to the respective Underlying (i) that is denominated in a currency other than the Redemption Currency, the Price of the Underlying is expressed on a quanto SEK basis, i.e. the currency relating to the Underlying is considered according to amount as a SEK price without conversion in relation to the Price of the Underlying or the Settlement Price (one (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK ). Underlying Calculation Date: The Underlying Calculation Date means each day, on which the Relevant Exchange is open for trading and the Price of the Underlying is determined in accordance with the relevant rules.

10 10 Underlying Currency: The Underlying Currency in relation to each Underlying (i) means US Dollar ( USD ). One (1) unit of the Underlying Currency equals one (1) unit SEK, Quanto SEK. V. Valuation Date: The Valuation Date means the Expiration Date. If this day is not an Underlying Calculation Date in relation to an Underlying (i), the immediately succeeding Underlying Calculation Date is deemed to be the relevant Valuation Date in relation to all Underlyings. Valuation Time: The Valuation Time equals the time of official determination of the closing price of the respective Underlying (i).

11 11 Part 2: Product Terms: Special Conditions of the Securities (1) Security Right of the Securityholders 1 Security Right The Issuer hereby warrants to the Securityholder ( 4 (2)) of each (1) Security relating to the Price of the Underlyings in accordance with these Conditions that such Securityholder shall have the following right (the Security Right ): (a) If the Price of all Underlyings (i) on any of the Observation Dates, which is not also the Expiration Date, is equal to or higher than the respective Strike (i), the Securities will expire on such Observation Date (k) (the Early Expiration Date ) and the Securityholder is entitled to receive the Settlement Amount (as defined below), commercially rounded to two decimal places (the Redemption Amount ). The Settlement Amount will be calculated in accordance with the following formula: N + AP(k) Where: N equals the Nominal Amount, and AP(k) equals the Additional Amount (k) ( 1 (2)) in relation to the Observation Date (k). (b) (c) (d) If the Securities did not expire early in accordance with paragraph (a) and if on any of the Observation Dates, which is not also the Expiration Date, the Price of all Underlyings (i) is equal to or higher than the respective Barrier (i) and at the same time the Price of at least one Underlying (i) is lower than the respective Strike (i), the Securityholder is entitled to receive the Additional Amount (k) ( 1 (2)) in relation to the relevant Observation Date (k). Such Additional Amount (k) shall be paid twelve Banking Days after the relevant Observation Date (k). The provisions of these Conditions relating to the payment of the Redemption Amount shall apply mutatis mutandis to such payment. If on any of the Observation Dates, which is not also the Expiration Date, the Price of at least one Underlying (i) is lower than the respective Barrier (i), the Securityholder is not entitled to receive an Additional Amount (k=1) to (k=4) ( 1 (2)) in relation to the relevant Observation Date (k=1) to (k=4). If the Securities did not expire early on any of the previous Observation Dates in accordance with paragraph (a) and if the Settlement Price of all Underlyings (i) is equal to or higher than the respective Barrier (i), the Securityholder is entitled to receive the Settlement Amount (as defined below), commercially rounded to two decimal places, (also the Redemption Amount ). The Settlement Amount will be calculated in accordance with the following formula: N + AP(k) Where: N equals the Nominal Amount, and AP(k) equals the Additional Amount (k=5) ( 1 (2)) in relation to the Observation Date (k=5). (e) If the Securities did not expire early on any of the previous Observation Dates in accordance with paragraph (a) and if the Settlement Price of at least one Underlying (i) is lower than the respective Loss Threshold (i), the Securityholder is entitled to receive the Settlement Amount (as defined below) commercially rounded to two decimal places (also the Redemption Amount ). The Settlement Amount is calculated in accordance with the following formula:

12 Nominal Amount x 1+ PF x 12 Settlement Price x Reference Level R R Reference Level R Where PF equals the Participation Factor, Settlement Price R equals the Settlement Price of the Relevant Underlying, and Reference Level R equals the Reference Level of the Relevant Underlying. (2) Additional Amount The Additional Amount (k) in relation to the respective Observation Date (k) is calculated as follows: In relation to the Observation Date (k=1) the Additional Amount (k=1) will be calculated according to the following formula, commercially rounded to two decimal places: N x Payout Factor Where: N equals the Nominal Amount, and Payout Factor equals the Payout Factor (as introductory defined). In relation to the Observation Dates (k=2) to (k=5) the Additional Amount (k) will be calculated according to the following formula, commercially rounded to two decimal places: k 1 AP(j) N x k PayoutFactor N j= 1 Where: N equals the Nominal Amount, k equals the number of the relevant Observation Date (k), Payout Factor equals the Payout Factor (as introductory defined), and AP(j) equals the respective Additional Amount which was paid in relation to an Observation Date preceding the current Observation Date (k). For the avoidance of doubt, if for any Observation Date no Additional Amount was paid ( 1 (1) (c)), the Additional Amount (k) for such Observation Date equals Zero (0). For the avoidance of doubt, for each Observation Date (k) an Additional Amount, if any, shall be paid only once. (3) Determinations and Calculations in connection with the Security Right Any determination and calculation in connection with the Security Right, in particular the calculation of the Redemption Amount, will be made by the Calculation Agent ( 12). Determinations and calculations made in this respect by the Calculation Agent shall (save in the case of manifest error) be final, conclusive and binding on the Issuer and the Securityholders. 2 (Intentionally left blank) 3 (Intentionally left blank)

13 13 PART B OFFERING AND SALE I. Offering for Sale and Issue Price Offering for Sale and Issue Price: The UBS Express Certificates (the Securities, and each a Security ) are issued by the Issuer in the Issue Size. It has been agreed that, on or after the respective Issue Date of the Securities, the Manager may purchase Securities and shall place the Securities for sale at the Issue Price under terms subject to change in the Public Offer Jurisdictions (as defined in IV. Consent to Use of Prospectus below). The Issue Price was fixed at the Start of the public offer of the Securities (as defined in II. Subscription, Purchase and Delivery of the Securities below). After closing of the Subscription Period (as defined in II. Subscription, Purchase and Delivery of the Securities below) the selling price will then be adjusted on a continual basis to reflect the prevailing market situation. The Manager shall be responsible for coordinating the entire Securities offering. Issue Size: The Issue Size equals 2,000 Securities (indicative). The Issue Size will be fixed at the end of the Subscription Period. Aggregate Amount of the Issue: Issue Price x Issue Size. Issue Date: The Issue Date means 22 June In the case of abbreviation or extension of the Subscription Period the Issue Date may be changed accordingly. Issue Price: The Issue Price equals SEK 10, Manager: The Manager means UBS Limited, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom. Type and form of the Securities: Certificates Clearing system: Euroclear Sweden AB, Klarabergsviadukten 63, S Stockholm, Sweden. ISIN-code: The Securities have the following ISIN: CH Currency: The currency of the Securities is Swedish Krona ( SEK ). Conflicting Interests: Save for the Manager regarding its fees, as far as the Issuer is

14 14 aware, no person involved in the issue of the Securities has an interest material to the offer. II. Subscription, Purchase and Delivery of the Securities Subscription, Purchase and Delivery of the Securities: The Securities may be subscribed from the Manager during normal banking hours during the Subscription Period. The Issue Price per Security is payable on the Initial Payment Date. The Issuer reserves the right to earlier close or to extend the Subscription Period if market conditions so require. After the Initial Payment Date, the appropriate number of Securities shall be credited to the investor s account in accordance with the rules of the corresponding Clearing System. If the Subscription Period is shortened or extended, the Initial Payment Date may also be brought forward or postponed. Subscription Period: 20 April 2015 until 22 May 2015 (17:30 hrs local time Stockholm) The Issuer reserves the right to earlier close or to extend the Subscription Period by giving notice to the investors if market conditions so require. Start of the public offer of the Securities: 20 April 2015 in Sweden Initial Payment Date: The Initial Payment Date means 22 June In the case of abbreviation or extension of the Subscription Period the Initial Payment Date may be changed accordingly.

15 15 PART C OTHER INFORMATION I. Listing and Trading Listing and Trading The Issuer intends to apply for listing of the Securities on Nasdaq Stockholm (the Security Exchange ). II. Commissions paid by the Issuer Commissions paid by the Issuer (i) Underwriting and/or placing fee: The Issuer may grant sales and recurring commissions to distributors related to the amount/number of placed or sold Securities as indicated in (i) to (iv). Sales commissions are paid out of the issue proceeds as a one-off payment; alternatively the Issuer may grant an agio on the issue price (excl. the offering premium) to the distributor. Recurring commissions are paid regularly depending on the respective securities volume. If UBS acts as Issuer and distributor the relevant commissions are internally booked in favour of the distributing organisational unit. Not Applicable (ii) Selling commission: Not Applicable (iii) Listing Commission: (iv) Other: Not Applicable Fee of up to 1.20 % per annum, all paid upfront. III. Rating Ratings: The Securities have not been rated. IV. Consent to Use of Prospectus The Issuer consents to the use of the Base Prospectus together with the relevant Final Terms in connection with a public offer (a Public Offer ) of any relevant Securities by any financial intermediary which is authorised to make such offers under the Markets in Financial Instruments Directive (Directive 2004/39/EC) (each an Authorised Offeror ) on the following basis: (a) (b) (c) the relevant Public Offer must occur during the Offer Period specified below; the relevant Public Offer may only be made in a Public Offer Jurisdiction specified below; the relevant Authorised Offeror must be authorised to make such offers in the relevant Public Offer Jurisdiction under the Markets in Financial Instruments Directive (Directive 2004/39/EC) and if any Authorised Offeror ceases to be so authorised then the above consent of the Issuer shall thereupon terminate. Offer Period: Public Offer Jurisdiction: Subscription Period (as defined in II. Subscription, Purchase and Delivery of the Securities above) Sweden

16 16 V. Indication of Yield Yield: Not Applicable VI. Other information about the Securities Authorisation: The issuance of Securities under the Base Prospectus from time to time has been authorised by applicable corporate authorisations. Procedure for redemption of Securities: As specified in 1 of the Conditions of the Securities Part 2: Product Terms: Special Conditions of the Securities of these Final Terms. Disturbing events that affect the Underlyings: As specified in 11 of the General Conditions of the Securities of the Base Prospectus dated 23 June 2014, as supplemented from time to time. Adjustment rules for taking into account events that affect the Underlyings: As specified in 6 (b) of the General Conditions of the Securities of the Base Prospectus dated 23 June 2014, as supplemented from time to time. Explanation of how the Underlyings affect the Securities: As specified in the section OVERVIEW ON THE SECURITY STRUCTURE of these Final Terms. Paying Agent: The Paying Agent means UBS AG, Bahnhofstrasse 45, 8001 Zurich, Switzerland, and Aeschenvorstadt 1, 4051 Basle, Switzerland, acting through its London Branch, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom, and Skandinaviska Enskilda Banken, Stockholm (SEB), Kungsträdgårdsgatan 8, S Stockholm, Sweden. The term Paying Agent shall also refer to all Paying Agents including the Principal Paying Agent. Guarantor/s/: Not Applicable Calculation Agent: UBS AG, Bahnhofstrasse 45, 8001 Zurich, Switzerland, and Aeschenvorstadt 1, 4051 Basle, Switzerland, acting through its London Branch, 1 Finsbury Avenue, London EC2M 2PP, United Kingdom. Information from third parties: Applicable, where the Final Terms contain information obtained from third parties, such information was reproduced accurately, and to the best knowledge of the Issuer - as far as it is able to ascertain from information provided or published by such third party - no facts have been omitted which would render the reproduced information inaccurate or misleading. Information after the Issue Date: The Issuer does not intend to give information about the Securities after the Issue Date.

17 17 PART D COUNTRY SPECIFIC INFORMATION Additional Paying Agent(s) (if any): Not Applicable

18 18 PART E INFORMATION ABOUT THE UNDERLYING Juniper Networks, Inc. (ISIN US48203R1041) Juniper Networks, Inc. provides Internet infrastructure solutions for Internet service providers and other telecommunications service providers. The company offers network infrastructure solutions that include IP routing, Ethernet switching, security and application acceleration solutions. Further information as well as information about the past and the further performance and the volatility of the Underlying can be obtained from the internet page FireEye, Inc. (ISIN US31816Q1013) FireEye, Inc. provides malware protection systems and network threat prevention solutions. The company offers web, , and file security, as well as malware analysis. FireEye, Inc. serves customers throughout the United States. Further information as well as information about the past and the further performance and the volatility of the Underlying can be obtained from the internet page Symantec Corporation (ISIN US ) Symantec Corporation provides security, storage and systems management solutions to help businesses and consumers secure and manage their information. The company offers software and services that protect, manage and control information risks related to security, data protection, storage, compliance and management. Further information as well as information about the past and the further performance and the volatility of the Underlying can be obtained from the internet page Palo Alto Networks, Inc. (ISIN US ) Palo Alto Networks, Inc. provides network security solutions. The company offers firewalls that identify and control applications, scan content to stop threats, prevent data leakage, integrated application, user, and content visibility. Palo Alto Networks, Inc. serves customers worldwide. Further information as well as information about the past and the further performance and the volatility of the Underlying can be obtained from the internet page

19 19 ANNEX TO THE FINAL TERMS: ISSUE SPECIFIC SUMMARY This summary relates to UBS Express Certificates described in the final terms (the Final Terms ) to which this summary is annexed. This summary contains that information from the summary set out in the Base Prospectus which is relevant to the Securities together with the relevant information from the Final Terms. Words and expressions defined in the Final Terms and the Base Prospectus have the same meanings in this summary. Summaries are made up of disclosure requirements known as Elements. These elements are numbered in Sections A E (A.1 E.7). This Summary contains all the Elements required to be included in a summary for this type of securities and Issuer. Because some Elements are not required to be addressed, there may be gaps in the numbering sequence of the Elements. Even though an Element may be required to be inserted in the summary because of the type of securities and Issuer, it is possible that no relevant information can be given regarding the Element. In this case a short description of the Element is included in the summary with the mention of not applicable. Element Section A Introduction and warnings A.1 Warning. This Summary should be read as an introduction to the Base Prospectus. Any decision to invest in the Securities should be based on consideration of the Base Prospectus as a whole by the investor. Potential investors should be aware that where a claim relating to the information contained in the Base Prospectus is brought before a court, the plaintiff investor might, under the national legislation of the respective European Economic Area member state, have to bear the costs of translating the document before the legal proceedings are initiated. UBS AG in its capacity as Issuer who is responsible for the summary including the translation thereof can be held liable, but only if the summary is misleading, inaccurate or inconsistent when read together with the other parts of the Base Prospectus or it does not provide, when read together with the other parts of the Base Prospectus, all required key information. A.2 Consent to use of Prospectus. The Issuer consents to the use of the Base Prospectus together with the relevant Final Terms in connection with a public offer of the Securities (the "Public Offer") by any financial intermediary which is authorised to make such offers under the Markets in Financial Instruments Directive (Directive 2004/39/EC) (each an Authorised Offeror ) on the following basis: (a) (b) (c) the relevant Public Offer must occur during the Subscription Period (the "Offer Period"); the relevant Public Offer may only be made in Sweden (the "Public Offer Jurisdiction"); the relevant Authorised Offeror must be authorised to make such offers in the relevant Public Offer Jurisdiction under the Markets in Financial Instruments Directive (Directive 2004/39/EC) and if any Authorised Offeror ceases to be so authorised then the above consent of the Issuer shall thereupon terminate. Authorised Offerors will provide information to investors on the terms and conditions of the Public Offer of the Securities at the time such Public Offer is made by the Authorised Offeror to the investor.

20 20 Element B.1 Legal and commercial name of the issuer. B.2 Domicile, legal form, legislation and country of incorporation of the issuer. Section B Issuer The legal and commercial name of the Issuer is UBS AG ( Issuer or UBS AG ; together with its subsidiaries, UBS, UBS Group or the Group ). UBS AG's two registered offices and principal places of business are: Bahnhofstrasse 45, CH-8001 Zurich, Switzerland; and Aeschenvorstadt 1, CH-4051 Basel, Switzerland. UBS AG is entered in the Commercial Registers of Canton Zurich and Canton Basel-City under the registration number CHE UBS AG is incorporated in Switzerland and operates under the Swiss Code of Obligations and Swiss Federal Banking Law as an Aktiengesellschaft. B.4b A description of any known trends affecting the issuer or the industries in which it operates. Trend Information As stated in UBS AG s third quarter report issued on 28 October 2014 (including the Group's unaudited consolidated financial statements), at the start of the fourth quarter of 2014, many of the underlying challenges and geopolitical issues that the Group has previously highlighted remain and in some cases have intensified. A number of new concerns have arisen including the fear of risks related to the Ebola virus. The mixed outlook for global growth, the absence of sustained and credible improvements to unresolved issues in Europe, continuing U.S. fiscal and monetary policy issues and increasing geopolitical instability would make improvements in prevailing market conditions unlikely. Despite these ongoing challenges, the Group will continue to execute on its strategy in order to ensure the firm s long-term success and to deliver sustainable returns for shareholders. B.5 Description of the Group and the issuer's position within the group. UBS AG is the parent company of the Group. Neither the business divisions of UBS nor the Corporate Center are separate legal entities. Currently, they primarily operate out of UBS AG, through its branches worldwide. Businesses also operate through local subsidiaries where necessary or desirable. UBS has commenced a share for share exchange offer to establish a group holding company. Upon completion of the initial settlement of the exchange offer, which is expected to take place on 28 November 2014, it is intended that UBS Group AG will become the parent company of UBS AG and the holding company of the Group. UBS has also announced that it intends to establish a banking subsidiary in Switzerland in mid The scope of this future subsidiary's business will include the Retail & Corporate business division and the Swiss-booked business within the Wealth Management business division. In the UK, and in consultation with the UK and Swiss regulators, in May 2014 UBS Limited, UBS s UK bank subsidiary, implemented a modified business operating model under which UBS Limited bears and retains a greater degree of risk and reward in its business activities. This principally involves: UBS Limited retaining and managing credit risk as well as some market and other risks, UBS Limited taking a more independent role in managing its funding and liquidity requirements and it involved an increase in UBS Limited s total regulatory capital. In the US, UBS will comply with new rules for banks under the Dodd-Frank Wall Street Reform and Consumer Protection Act that will require an intermediate holding company to own all of its operations other than US branches of UBS AG by 1 July As a result, UBS will designate an intermediate holding company to hold all US subsidiaries of UBS.

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